SERVICES
Scope & Risk Review
Know Exactly What You're Signing Before You Sign It
Most construction mistakes don't happen on the job site. They happen in the documents — in the proposals owners sign without fully understanding, in the insurance estimates that leave scope on the table, and in the contract language that gives contractors room to charge more later. Our Scope & Risk Review examines every trade, every line item, and every document in your project package before you commit to anything — so you know exactly what you're agreeing to and exactly where the risks are.
Not sure where to start?
If you want to see how we work before you commit, start with the free review.
Free Single-Trade Risk Review
Pick one trade from your project — HVAC, roofing, electrical, plumbing, whatever concerns you most. Send us the proposal and the relevant section of your plans, specs, or insurance estimate. We compare them, identify the gaps, and send you back a real finding.
No cost. No obligation. No sales pitch on the other end.
It is a live demonstration of exactly what we do — on your actual project documents — so you can decide if having a professional review the rest of the package is worth it before you spend anything.
Scope & Risk Review — Full Project
Every trade. Every proposal. Your complete project package reviewed against your full plans and specs or entire insurance estimate — including scope gaps, exclusions, vague language, allowance risks, and change order exposure across the whole job.
Delivered as a written findings report with a debrief call.
(If this is what you need keep reading. You are in the right place)
The Problem
The most expensive construction mistakes are already written into the documents before the first tool hits the ground.
Most owners review a contractor proposal the same way they read a cell phone contract — they look at the total number, assume the details are standard, and sign.
That is exactly what contractors and insurance companies count on.
Because the details are where the money is.
A scope that says "patch and repair" instead of "full replacement."
An allowance set at half the actual cost of the specified material.
An exclusion buried in paragraph six that voids the contractor's responsibility for the most expensive part of the job.
A change order clause so broad the contractor can charge extra for almost anything.
None of these show up as problems on day one. They show up three months into construction when the contractor hands you a change order you didn't see coming — and points to the contract you already signed.
By that point your options are limited. You can pay it, fight it, or stop the project.
The Scope & Risk Review eliminates that problem before it exists.
What a Scope & Risk Review Is
A complete pre-commitment analysis of your entire project package — every trade, every document, every risk.
This is not a general read-through. It is a structured, line-by-line comparison of what your contractor proposed against what your plans, specifications, or insurance estimate actually require.
We look at every trade involved in your project. We compare every scope description against the reference document. We flag everything that doesn't match, everything that's missing, and everything that's written in a way that creates financial exposure for you.
When we're done, you receive a written findings report that tells you exactly what we found — in plain language — so you can walk into contract negotiations, insurance conversations, or contractor meetings knowing more than everyone else at the table.
What We Review
Every document that affects what you pay, what you get, and what happens when something goes wrong.
Full Contractor Proposal — All Trades
We review every trade included in the proposal — structural, mechanical, electrical, plumbing, finishes, site work, and specialty items — against your plans, specifications, or insurance estimate line by line.
Vague Language Identification
We flag scope descriptions that are written broadly enough to create disputes — terms like "as needed," "patch and repair," "match existing," and "owner to provide" that give contractors room to underdeliver or charge more.
Scope Gap Analysis
We identify every item required by your plans or insurance estimate that is missing, underscoped, or vaguely described in the contractor's proposal. These gaps are where change orders come from.
Change Order Exposure Review
We assess the change order language in your contract and identify the conditions under which the contractor can charge you beyond the original price — and whether those conditions are reasonable.
Exclusion Review
We flag every exclusion in the contractor's proposal and assess whether it represents a legitimate limitation or a financial trap. Many exclusions are standard. Some are not.
Insurance Estimate vs. Contractor Proposal Comparison
For insurance-funded projects, we compare your carrier's approved estimate against your contractor's proposal trade by trade — identifying where the contractor is over-scoping, under-scoping, or misaligned with what your settlement actually covers.
Allowance Risk Assessment
We evaluate every allowance in the proposal against actual material and labor costs for your market. Allowances set below real costs guarantee overages — and we tell you before you sign.
Written Findings Report
Everything we find is documented in a clear, organized written report you can use in contractor negotiations, insurance conversations, or legal proceedings if needed.
Owner Debrief Call
After you receive the report, we walk through every finding together so you understand what it means, what your options are, and how to use the information before you sign or respond to anything.
Why This Matters More Than Most Owners Realize
A construction contract is not a formality.
It is a legally binding document that defines exactly what you get, what you pay, and what recourse you have when something goes wrong.
Most owners sign them without reading every line.
Most owners don't know what an allowance shortfall looks like until they get the overage bill.
Most owners can't tell the difference between a scope gap and a legitimate exclusion.
That is not a failure of intelligence. It is a failure of information — and it is completely preventable.
A Scope & Risk Review is not about slowing down your project. It is about making sure the project you start is the project you agreed to.
Owners who complete a review before signing negotiate from a position of knowledge. They catch change order setups before they become disputes. They close projects closer to budget. And they have documentation that protects them if anything surfaces later.
The review does not guarantee a perfect project. Nothing does.
But it eliminates the most preventable and most expensive category of construction loss — the one that was already written into the documents.
Who This Is For
Any property owner about to commit to a construction contract or accept an insurance settlement on a project they didn't personally design or estimate.
This review is specifically built for:
Property owners who received an insurance settlement and are about to hire a contractor to do the repair work
Real estate investors reviewing contractor proposals on acquisition or renovation projects
Commercial property owners managing a tenant improvement, renovation, or capital project
Multifamily owners dealing with insurance losses across multiple units or buildings
Private owners building or renovating higher-end properties with complex scope
Any owner who has been handed a proposal and feels uncertain about whether the numbers and scope are right — but doesn't know enough to identify the specific problems
If your project is between $150,000 and $350,000, the cost of this review represents a fraction of one change order you won't have to pay.
What Changes When You Know What's in the Documents
You stop negotiating from a position of uncertainty.
You know which line items to challenge and which are legitimate.
You know which exclusions to address before signing and which are standard.
You know whether your insurance settlement actually covers the full scope of work your contractor proposed.
You know exactly where the change order risk lives — and you can address it in the contract before it ever becomes a dispute.
Contractors negotiate differently when they know the owner has reviewed the documents professionally. Scope gets tightened. Language gets clarified. Allowances get corrected.
Most of the time, a single finding in the report more than covers the cost of the review.
Often by a significant margin.
Before you sign, let us review it first.
Send us your complete project package — contractor proposal, plans, specs, or insurance estimate — and we will review every trade, every line of scope, and every document for risks, gaps, and exposures.
You will receive a written findings report and a debrief call before you commit to anything.
Pricing starts from $1,500 — delivered within 5 business days.
No contractor relationships. No insurance company affiliations. Just an independent professional review on your behalf.
Protection
Your interests come first, always.
Clarity
Honesty and transparency.
Accountability
You get whats promised
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